/* FML-S1 | fml.css | Fintech Management Limited
   Design tokens are the single source of truth. If Justin's corrected hex
   values arrive, change the VALUES below and nothing else. */

:root{
  --ink:#0B0B0C;
  --gold:#B8912A;
  --gold-light:#D4AF37;
  --gold-dark:#8A6D1D;
  --parchment:#F5F1E6;
  --paper:#FFFFFF;
  --line:#E6E2D8;
  --muted:#5A5A5A;
  --odoo:#714B67;              /* ONLY inside the Odoo screenshot on /erp */
  --font-head:'Playfair Display',Georgia,'Times New Roman',serif;
  --font-body:'Inter',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;
  --max:1200px;
  --gutter:24px;
  --radius:3px;
}

/* ---------- reset ---------- */
*,*::before,*::after{box-sizing:border-box;}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--font-body);font-size:17px;line-height:1.55;}
img,video,svg{max-width:100%;display:block;}
a{color:inherit;}
h1,h2,h3,h4{font-family:var(--font-head);font-weight:600;margin:0;line-height:1.15;}
p{margin:0 0 14px 0;}
ul{margin:0 0 14px 0;padding-left:20px;}
:focus-visible{outline:2px solid var(--gold);outline-offset:2px;}
.skip{position:absolute;left:-9999px;}
.skip:focus{left:12px;top:10px;z-index:200;background:var(--ink);color:#fff;padding:8px 14px;}

/* ---------- layout ---------- */
.wrap{max-width:var(--max);margin:0 auto;padding:0 var(--gutter);}
section{padding:64px 0;}
section.tight{padding:44px 0;}
.band-parchment{background:var(--parchment);}
.band-dark{background:var(--ink);color:#fff;}
.band-dark h1,.band-dark h2,.band-dark h3,.band-dark h4{color:#fff;}
[data-editable]{position:relative;}

.eyebrow{font-size:12px;letter-spacing:.18em;text-transform:uppercase;font-weight:600;color:var(--gold-dark);margin:0 0 10px 0;}
.band-dark .eyebrow,.hero .eyebrow{color:var(--gold-light);}
.section-title{font-size:34px;max-width:30ch;}
.section-sub{font-size:17px;color:var(--muted);max-width:62ch;margin-top:12px;}
.rule{height:1px;background:var(--line);border:0;margin:0;}

/* ---------- buttons ---------- */
.btn{display:inline-block;font-family:var(--font-body);font-size:15px;font-weight:600;letter-spacing:.02em;
  padding:13px 22px;border-radius:var(--radius);text-decoration:none;border:1px solid transparent;cursor:pointer;}
.btn+.btn{margin-left:10px;}
.btn-gold{background:var(--gold);color:var(--ink);}
.btn-gold:hover{background:var(--gold-light);}
.btn-dark{background:var(--ink);color:#fff;}
.btn-dark:hover{background:#23231f;}
.btn-ghost{border-color:rgba(255,255,255,.5);color:#fff;}
.btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.08);}
.btn-outline{border-color:var(--ink);color:var(--ink);}
.btn-outline:hover{background:var(--ink);color:#fff;}
.trust-line{font-size:13px;color:var(--muted);margin-top:12px;}
.band-dark .trust-line,.hero .trust-line{color:rgba(255,255,255,.6);}

/* ---------- header ---------- */
.site-header{position:sticky;top:0;z-index:60;background:#fff;border-bottom:1px solid var(--line);}
.site-header .wrap{display:flex;align-items:center;gap:22px;height:72px;}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;flex:0 0 auto;}
.brand img{width:36px;height:36px;}
.brand .wm{font-family:var(--font-head);font-size:15px;line-height:1.1;}
.brand .wm small{display:block;font-family:var(--font-body);font-size:10px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-dark);margin-top:2px;}
.nav{display:flex;gap:18px;font-size:14px;margin-left:8px;flex-wrap:nowrap;}
.nav a,.mobile-menu a{color:var(--ink);}
.nav a{text-decoration:none;padding:4px 0;border-bottom:2px solid transparent;white-space:nowrap;}
.nav a:hover{border-color:var(--line);}
.nav a.on{border-color:var(--gold);}
.nav .has-sub{position:relative;}
.nav .sub{position:absolute;left:-14px;top:100%;background:#fff;border:1px solid var(--line);min-width:288px;padding:6px 0;display:none;box-shadow:0 8px 24px rgba(0,0,0,.10);max-height:78vh;overflow:auto;}
.nav .sub a.first{font-weight:600;border-bottom:1px solid var(--line);margin-bottom:4px;padding-bottom:10px;}
.nav .has-sub:hover .sub,.nav .has-sub:focus-within .sub{display:block;}
.nav .sub a{display:block;padding:8px 14px;border:0;font-size:14px;}
.nav .sub a:hover{background:var(--parchment);}
.header-cta{margin-left:auto;flex:0 0 auto;}
.header-cta .btn{padding:11px 18px;font-size:14px;}
.burger{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:var(--radius);padding:9px 11px;cursor:pointer;}
.burger i{display:block;width:18px;height:2px;background:var(--ink);margin:3px 0;}
.mobile-menu{display:none;}

/* ---------- hero ---------- */
.hero{background:var(--ink);color:#fff;position:relative;overflow:hidden;}
.hero .wrap{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:40px;align-items:center;
  padding-top:76px;padding-bottom:76px;min-height:460px;}
.hero.short .wrap{min-height:360px;padding-top:60px;padding-bottom:60px;}
.hero h1{font-size:54px;}
.hero h1 em{font-style:normal;color:var(--gold-light);display:block;}
.hero p.lede{font-size:18px;color:rgba(255,255,255,.82);max-width:52ch;margin-top:18px;}
.hero .status{font-size:13px;color:var(--gold-light);margin-top:12px;}
.hero .actions{margin-top:26px;}
.hero-media{position:relative;min-height:300px;}
.hero-media .frame{position:relative;height:100%;min-height:300px;overflow:hidden;}
.hero-media img,.hero-media video{width:100%;height:100%;object-fit:cover;min-height:300px;}
.hero-media .veil{position:absolute;inset:0;background:linear-gradient(90deg,var(--ink) 0%,rgba(11,11,12,.55) 45%,rgba(11,11,12,.15) 100%);pointer-events:none;}
.hero-media.erp .frame{filter:blur(2px);opacity:.34;}
.hero-media.erp .veil{background:linear-gradient(90deg,var(--ink) 0%,rgba(11,11,12,.8) 40%,rgba(11,11,12,.55) 100%);}

/* placeholder block for media that does not exist yet */
.ph{display:flex;align-items:center;justify-content:center;text-align:center;padding:18px;
  background:repeating-linear-gradient(45deg,#efe9da,#efe9da 10px,#e7e0ce 10px,#e7e0ce 20px);
  color:#7a6c4a;font-size:12px;line-height:1.4;min-height:180px;border:1px solid var(--line);}
.band-dark .ph,.hero .ph{background:repeating-linear-gradient(45deg,#1b1b20,#1b1b20 10px,#232329 10px,#232329 20px);color:#b9ac86;border-color:#33333c;}
.hero-media .ph{height:100%;min-height:300px;}
/* Notes written for admins are invisible to visitors. */
.admin-note{display:none;}
body.fml-admin .admin-note{display:block;}
/* A link whose target has not been set yet is not a link. */
a.nolink{color:inherit;text-decoration:none;cursor:default;}
.chip.nolink,.ind a.nolink{color:var(--muted);}

/* ---------- trust strip ---------- */
.trust{border-bottom:1px solid var(--line);background:var(--parchment);}
.trust .wrap{display:grid;grid-template-columns:repeat(4,1fr);}
.trust .cell{padding:18px 20px;border-left:1px solid var(--line);}
.trust .cell:first-child{border-left:0;padding-left:0;}
.trust b{display:block;font-size:14px;}
.trust span{display:block;font-size:13px;color:var(--muted);margin-top:2px;}

/* ---------- grids ---------- */
.grid{display:grid;gap:20px;margin-top:28px;}
.g2{grid-template-columns:repeat(2,1fr);}
.g3{grid-template-columns:repeat(3,1fr);}
.g4{grid-template-columns:repeat(4,1fr);}
.g5{grid-template-columns:repeat(5,1fr);}
.split{display:grid;grid-template-columns:1.15fr 1fr;gap:44px;align-items:start;}

.card{border:1px solid var(--line);background:#fff;padding:20px;}
.card h3,.card h4{font-size:19px;margin-bottom:8px;}
.card p{font-size:15px;color:var(--muted);margin:0;}
.card .lnk{display:inline-block;margin-top:12px;font-size:13px;font-weight:600;color:var(--gold-dark);text-decoration:none;letter-spacing:.02em;}
.card .lnk:hover{text-decoration:underline;}
.card .ic{width:26px;height:26px;margin-bottom:12px;}

.tile{border:1px solid var(--line);background:#fff;text-decoration:none;display:block;}
.tile .media{height:132px;}
.tile .media img{width:100%;height:100%;object-fit:cover;}
.tile .media .ph{min-height:132px;height:132px;border:0;border-bottom:1px solid var(--line);}
.tile .body{padding:16px 18px 18px;}
.tile h3{font-size:18px;}
.tile p{font-size:14px;color:var(--muted);margin:6px 0 0;}
.tile .lnk{display:inline-block;margin-top:10px;font-size:13px;font-weight:600;color:var(--gold-dark);}
.tile:hover{border-color:var(--gold);}

.steps{display:grid;grid-template-columns:repeat(6,1fr);gap:16px;margin-top:28px;}
.step{border-top:2px solid var(--gold);padding-top:12px;}
.step .n{font-family:var(--font-head);font-size:26px;color:var(--gold);line-height:1;}
.step h3{font-size:16px;margin:8px 0 6px;}
.step p{font-size:14px;color:var(--muted);margin:0;}

.ladder{display:grid;gap:12px;margin-top:26px;}
.rung{border-left:4px solid var(--gold);background:#fff;padding:16px 20px;}
.rung:nth-child(2){border-left-color:#c8ad63;}
.rung:nth-child(3){border-left-color:#ddd4bb;}
.rung b{display:block;font-family:var(--font-head);font-size:18px;margin-bottom:6px;}
.rung p{font-size:15px;color:var(--muted);margin:0;}

.timeline{margin-top:30px;}
.timeline .bar{height:2px;background:var(--gold);margin-bottom:18px;}
.timeline .phases{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;}
.phase b{display:block;font-family:var(--font-head);font-size:17px;margin-bottom:6px;}
.phase p{font-size:14px;color:var(--muted);margin:0;}

.flow{display:flex;align-items:stretch;gap:10px;margin-top:26px;flex-wrap:wrap;}
.flow .box{flex:1 1 190px;border:1px solid rgba(255,255,255,.22);padding:16px;}
.flow .box b{display:block;font-family:var(--font-head);font-size:16px;color:var(--gold-light);margin-bottom:6px;}
.flow .box p{font-size:14px;color:rgba(255,255,255,.72);margin:0;}
.flow .arrow{align-self:center;color:var(--gold);font-size:20px;}

.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:22px;}
.chip{border:1px solid var(--line);background:#fff;font-size:13px;padding:7px 12px;color:var(--ink);text-decoration:none;}
.band-parchment .chip{background:#fff;}
.chip.muted{color:var(--muted);}

.faq{margin-top:22px;border-top:1px solid var(--line);}
.faq details{border-bottom:1px solid var(--line);}
.faq summary{cursor:pointer;list-style:none;padding:16px 0;font-family:var(--font-head);font-size:19px;}
.faq summary::-webkit-details-marker{display:none;}
.faq summary::after{content:"+";float:right;color:var(--gold);font-family:var(--font-body);}
.faq details[open] summary::after{content:"\2013";}
.faq .a{padding:0 0 16px;font-size:15px;color:var(--muted);max-width:80ch;}

.quote{border-left:3px solid var(--gold);padding:14px 18px;background:#fff;}
.quote .q{font-family:var(--font-head);font-size:19px;line-height:1.35;}
.quote .who{display:flex;align-items:center;gap:10px;margin-top:12px;font-size:13px;color:var(--muted);}
.quote .who img{width:40px;height:40px;border-radius:50%;object-fit:cover;}
.quote .who .qimg{flex:0 0 auto;width:40px;height:40px;display:block;}
.quote .who .qimg .ph,.site-footer .badge .ph{display:none;}

.video{position:relative;aspect-ratio:16/9;background:var(--ink);border:1px solid var(--line);overflow:hidden;}
.video .ratio{position:absolute;inset:0;padding-top:0;}
.video iframe{position:absolute;inset:0;width:100%;height:100%;border:0;}
.video .ph{position:absolute;inset:0;min-height:0;border:0;}
.video-cap{font-size:13px;color:var(--muted);margin-top:8px;}

.rows{margin-top:22px;border-top:1px solid var(--line);}
.row-item{display:grid;grid-template-columns:200px 1fr;gap:20px;padding:16px 0;border-bottom:1px solid var(--line);}
.row-item h3{font-size:18px;}
.row-item p{font-size:15px;color:var(--muted);margin:6px 0 0;}
.status{display:inline-block;font-size:11px;letter-spacing:.12em;text-transform:uppercase;font-weight:600;padding:4px 9px;border-radius:2px;}
.status.live{background:#0f7b6c;color:#fff;}
.status.launching{background:var(--gold);color:var(--ink);}
.status.planned{background:#e3ded2;color:#4a4a44;}

.ind-list{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin-top:24px;border-top:1px solid var(--line);}
.ind{border-bottom:1px solid var(--line);border-right:1px solid var(--line);padding:18px 20px 18px 0;}
.ind:nth-child(3n){border-right:0;}
.ind h3{font-size:18px;}
.ind p{font-size:14px;color:var(--muted);margin:6px 0 0;}
.ind a{color:var(--gold-dark);text-decoration:none;}
.ind a:hover{text-decoration:underline;}

.prose{max-width:78ch;}
.prose h2{font-size:26px;margin:30px 0 10px;}
.prose p{font-size:16px;}
.note-bar{background:var(--parchment);border-left:3px solid var(--gold);padding:12px 16px;font-size:14px;margin-bottom:22px;}

/* ---------- form ---------- */
.form{border:1px solid var(--line);padding:22px;background:#fff;}
.band-parchment .form{background:#fff;}
.form .frow{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
.form .f{margin-bottom:14px;}
.form label{display:block;font-size:12px;letter-spacing:.1em;text-transform:uppercase;font-weight:600;color:var(--muted);margin-bottom:5px;}
.form input,.form select,.form textarea{width:100%;font-family:var(--font-body);font-size:15px;padding:11px 12px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;color:var(--ink);}
.form textarea{min-height:96px;resize:vertical;}
.form input:focus,.form select:focus,.form textarea:focus{border-color:var(--gold);outline:none;}
.form .hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden;}
.form .note{font-size:12.5px;color:var(--muted);margin-top:12px;}
.form .err{font-size:14px;color:#a32020;margin-top:10px;display:none;}
.form-done{border:1px solid var(--gold);background:var(--parchment);padding:26px;font-family:var(--font-head);font-size:20px;}

/* ---------- CTA band ---------- */
.cta-band{background:var(--parchment);border-top:1px solid var(--line);}
.cta-band .wrap{display:flex;align-items:center;gap:26px;flex-wrap:wrap;padding-top:44px;padding-bottom:44px;}
.cta-band .t{flex:1 1 340px;}
.cta-band h2{font-size:28px;}
.cta-band p{font-size:14px;color:var(--muted);margin:8px 0 0;}

/* ---------- footer ---------- */
.site-footer{background:var(--ink);color:rgba(255,255,255,.72);font-size:14px;padding:52px 0 22px;}
.site-footer .cols{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:34px;}
.site-footer h4{color:#fff;font-family:var(--font-body);font-size:12px;letter-spacing:.14em;text-transform:uppercase;margin-bottom:12px;}
.site-footer a{color:rgba(255,255,255,.72);text-decoration:none;display:block;padding:3px 0;}
.site-footer a:hover{color:#fff;}
.site-footer .brandcol img{width:40px;height:40px;margin-bottom:10px;}
.site-footer .brandcol .name{font-family:var(--font-head);font-size:16px;color:#fff;}
.site-footer .brandcol p{font-size:13.5px;line-height:1.55;margin:8px 0 0;}
.site-footer .motto{font-family:var(--font-head);font-size:13px;letter-spacing:.15em;color:var(--gold-light);margin-top:12px;}
.site-footer .legal{display:flex;gap:18px;flex-wrap:wrap;align-items:center;border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:16px;font-size:12.5px;color:rgba(255,255,255,.5);}
.site-footer .legal .right{margin-left:auto;display:flex;gap:14px;align-items:center;}
#fml-footer-auth a{display:inline;color:rgba(255,255,255,.42);text-decoration:none;}
#fml-footer-auth a:hover{color:var(--gold-light);}
#fml-footer-auth .who{color:rgba(255,255,255,.6);}
.site-footer .badge img{max-height:34px;width:auto;}

/* ---------- appointment ---------- */
.facts{border:1px solid rgba(255,255,255,.18);}
.facts .cell{padding:16px 20px;border-top:1px solid rgba(255,255,255,.14);}
.facts .cell:first-child{border-top:0;}
.facts b{display:block;font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-light);margin-bottom:4px;}
.facts span{display:block;font-size:16px;color:#fff;font-family:var(--font-head);}
.booking{margin-bottom:0;}
.booking.empty{display:none;}
.booking iframe{display:block;background:#fff;border:1px solid var(--line);}
.booking-fallback.secondary{border-top:1px solid var(--line);margin-top:40px;padding-top:32px;}
.booking-fallback.secondary .section-title{font-size:24px;}

/* ---------- 404 ---------- */
.nf{min-height:70vh;display:flex;align-items:center;justify-content:center;text-align:center;background:var(--ink);color:#fff;}
.nf img{width:64px;height:64px;margin:0 auto 20px;}
.nf h1{font-size:34px;margin-bottom:18px;}

/* ---------- admin (styles live here so fml-auth.js stays small and ASCII) ---------- */
.fml-edit-btn{position:absolute;top:8px;right:8px;z-index:40;background:var(--ink);color:var(--gold-light);
  font-family:var(--font-body);font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;
  padding:6px 12px;border:0;border-radius:2px;cursor:pointer;opacity:0;transition:opacity .15s;}
[data-editable]:hover>.fml-edit-btn,.fml-edit-btn:focus{opacity:1;}
body.fml-touch .fml-edit-btn{opacity:1;}
#fml-toolbar{position:fixed;left:0;right:0;bottom:0;z-index:90;background:var(--gold);color:var(--ink);
  display:flex;align-items:center;gap:18px;padding:10px 20px;font-size:13px;font-weight:600;letter-spacing:.02em;}
#fml-toolbar .sp{margin-left:auto;}
#fml-toolbar button{background:var(--ink);color:var(--gold-light);border:0;border-radius:2px;padding:7px 14px;font:inherit;cursor:pointer;}
#fml-toolbar button:hover{background:#23231f;}
body.fml-admin{padding-bottom:56px;}
.fml-modal{position:fixed;inset:0;z-index:100;background:rgba(11,11,12,.72);display:flex;align-items:flex-start;justify-content:center;padding:40px 16px;overflow:auto;}
.fml-modal .box{background:#fff;border:1px solid var(--gold);max-width:760px;width:100%;padding:24px;}
.fml-modal h3{font-size:22px;}
.fml-modal .file{font-family:var(--font-body);font-size:12px;color:var(--muted);margin-bottom:16px;}
.fml-modal .warn{background:#fdf3d6;border-left:3px solid var(--gold);padding:10px 14px;font-size:13px;margin-bottom:16px;}
.fml-modal label{display:block;font-size:12px;letter-spacing:.08em;text-transform:uppercase;font-weight:600;color:var(--muted);margin:14px 0 5px;}
.fml-modal input[type=text],.fml-modal textarea,.fml-modal select{width:100%;font-family:var(--font-body);font-size:14px;padding:9px 10px;border:1px solid var(--line);border-radius:2px;}
.fml-modal textarea{min-height:84px;resize:vertical;}
.fml-modal .rt{display:flex;gap:6px;margin-bottom:5px;}
.fml-modal .rt button{font-size:11px;padding:3px 8px;border:1px solid var(--line);background:#fff;border-radius:2px;cursor:pointer;}
.fml-modal .mediarow{display:flex;gap:10px;align-items:center;}
.fml-modal .mediarow .prev{width:96px;height:60px;background:var(--parchment);border:1px solid var(--line);object-fit:cover;flex:0 0 auto;}
.fml-modal .acts{display:flex;gap:10px;align-items:center;margin-top:22px;border-top:1px solid var(--line);padding-top:18px;}
.fml-modal .msg{font-size:13px;color:var(--muted);}
.fml-modal .msg.bad{color:#a32020;}

/* ---------- responsive ---------- */
@media (max-width:1080px){
  .nav{gap:13px;font-size:13.5px;}
  .brand .wm small{display:none;}
}
@media (max-width:900px){
  body{font-size:16px;}
  section{padding:48px 0;}
  .site-header .wrap{height:58px;gap:12px;}
  .nav,.header-cta{display:none;}
  .burger{display:block;}
  .mobile-menu{display:none;border-top:1px solid var(--line);background:#fff;}
  .mobile-menu.open{display:block;}
  .mobile-menu a{display:block;padding:13px var(--gutter);border-bottom:1px solid var(--line);text-decoration:none;font-size:16px;}
  .mobile-menu .mob-group{display:block;padding:14px var(--gutter) 6px;font-size:11px;letter-spacing:.16em;text-transform:uppercase;font-weight:600;color:var(--gold-dark);background:var(--parchment);}
  .mobile-menu a.sub{padding-left:calc(var(--gutter) + 14px);font-size:15px;}
  .mobile-menu .btn{display:block;margin:14px var(--gutter);text-align:center;}
  .hero .wrap{grid-template-columns:1fr;gap:24px;padding-top:44px;padding-bottom:44px;min-height:0;}
  .hero h1{font-size:34px;}
  .hero p.lede{font-size:16.5px;}
  .hero-media{order:-1;min-height:200px;}
  .hero-media .frame,.hero-media img,.hero-media video{min-height:200px;height:200px;}
  .hero-media .veil{background:linear-gradient(180deg,rgba(11,11,12,.15) 0%,rgba(11,11,12,.75) 100%);}
  .section-title{font-size:26px;}
  .trust .wrap{grid-template-columns:1fr 1fr;}
  .trust .cell{border-left:0;border-top:1px solid var(--line);padding-left:0;}
  .trust .cell:nth-child(-n+2){border-top:0;}
  .g2,.g3,.g4,.g5,.split,.steps,.timeline .phases,.ind-list{grid-template-columns:1fr;}
  .ind{border-right:0;padding-right:0;}
  .site-footer .cols{grid-template-columns:1fr 1fr;}
  .form .frow{grid-template-columns:1fr;}
  .desktop-only{display:none !important;}
  .btn+.btn{margin-left:0;margin-top:10px;}
  .hero .actions .btn,.cta-band .btn{display:block;text-align:center;}
}
@media (max-width:640px){
  .site-footer .cols{grid-template-columns:1fr;}
  .row-item{grid-template-columns:1fr;gap:8px;}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto;}
  video{display:none;}
}
@media print{
  .site-header,.cta-band,#fml-toolbar,.fml-edit-btn{display:none;}
}